This Privacy Policy explains how BrightPath Retirement (“BrightPath,” “we,” “our,” or “us”) collects, uses, discloses, and safeguards your personal information when you access our website or engage with our services, including any communications via phone, SMS, or email.

Your privacy and data security are protected by the highest industry standards. By accessing or using our services, you consent to the practices described in this policy.

1. Information We Collect

We collect information in two primary ways: information you provide directly and information collected automatically.
This may include, but is not limited to:

Full name, email address, phone number, and postal address

Demographic or contact information submitted through web forms or consultations

Browser, device, IP address, operating system, referral URLs, and activity data collected through cookies or analytics

We do not knowingly collect information from individuals under 18 years of age.

2. How We Use Your Information

Your information is used strictly for lawful purposes, including:

Delivering requested services, educational resources, or consultations

Verifying identity and securing account access

Customizing and improving website performance and user experience

Communicating updates, offers, or relevant content (only with your consent)

Complying with legal, regulatory, or contractual obligations

BrightPath will never request or store sensitive financial data (credit card numbers, bank logins, SSNs) through unsecured forms or SMS.

3. Data Protection & Security

We maintain bank-grade security and layered encryption to safeguard your data against unauthorized access, disclosure, alteration, or destruction.
Measures include but are not limited to:

AES-256 encryption of stored data

SSL-secured transmission for all data exchanges

Restricted employee access and continuous security monitoring

Periodic audits for GDPR, CCPA, and TCPA compliance

In plain terms: your information is protected by an iron gate — both digitally and procedurally.

4. SMS, Email, and Communication Consent

By submitting your information, you authorize BrightPath Retirement to contact you via SMS, phone call, or email. Message and data rates may apply. You can opt out at any time:

Reply STOP to any text message to cancel SMS communications.

Reply HELP for assistance or contact our support team directly.

Unsubscribe links are included in every promotional or educational email.

We do not sell, rent, or share your mobile information with any third party for marketing purposes.
Text messaging originator opt-in data and consent will never be shared except with service providers that enable messaging delivery.

5. Disclosure of Information

We do not sell or trade your personal information.
Information may be shared only in the following limited cases:

With trusted vendors or partners who assist in fulfilling services under strict confidentiality agreements

To comply with legal requests or protect our rights and the safety of users

During mergers or business transfers, only under equal or stricter privacy protections

Every vendor relationship is governed by written agreements requiring full compliance with this policy and applicable privacy laws.

6. Your Data Rights

You have the right to:

Access the personal information we hold about you

Request corrections to inaccurate or incomplete data

Withdraw consent for communications at any time

Request deletion of your information where legally permissible

Requests can be submitted via email, phone, or postal mail (see Section 8).
We verify all requests before acting to ensure account integrity and protect against fraud.

7. Retention Policy

We retain personal data only as long as necessary to fulfill the purposes outlined above or as required by law.
When data is no longer required, it is securely deleted or anonymized using industry-approved protocols.

8. Contact Information

BrightPath Retirement
Email: [email protected] (Subject: ATTN – Privacy Request)
Phone: 562-534-3378
Mailing Address: Available upon verified written request for security purposes.

9. Policy Updates

We reserve the right to amend this Privacy Policy at any time to reflect updates in law, technology, or business practices.
Any changes will be posted to this page with a revised effective date. Continued use of our site or services constitutes acceptance of the updated policy.

10. Liability & Enforcement Clause

BrightPath Retirement maintains zero tolerance for unauthorized data access or misuse.
Any entity or individual found violating this policy or attempting to extract, distribute, or misuse consumer data will face immediate legal action under state, federal, and international privacy laws. We consider your information a secured asset, guarded by encryption, contractual control, and active monitoring.